How do you move from saver to spender in retirement? Some tips and pychology.
Investing in the Stock Market Investing in the stock market can be a risky business. However, over the long term the performance has been good. For example, over the last year the FTSE is up 2.29% (August 2018) – not brilliant and hardly better than sticking your capital in a safe Bank Account. The picture is […]
How to improve your investment strategies with Sector investing. Beat the S&P 500!
In Heaven with a Chromebook Chromebooks: No nonsense and easy to use with no maintenance: what is there to dislike for the older generation? Boots up in seconds, no worries about viruses and malware, no software to buy and no endless Windows 10 updates. At my advanced age (well not so advanced I like to […]
Silver Surfers are often living on a Fixed Income – state pension, company / private pension, bank interest, and other investments. Statistics suggest that many are having to survive on just a state pension with no savings. So stretching the budget is rather important! In this article I outline some of the tactics I use […]
With saving rates so low – where else can you put your savings for a decent return? We have looked at investment trusts with good dividends in excess of 4% in How to Live Well in Retirement but of course the value of trusts can go down as well as up! Well, P2P or Peer […]
In the beginning … In the 60s a Dansette Record Player with my first vinyl album from Cat Stevens through to the digital age and streaming services, it has been a wild ride! Do you remember the tangled cassette tapes and trying to tape the Top 20 from the radio! Then CDs and the mini […]
Stephen Hawking and Mortality The sad news about the death of the world’s greatest contemporary scientist – Stephen Hawking – last week , and some of the following press coverage raised thoughts about Mortality and Religion. Stephen was an atheist and held strong views: “I regard the brain as a computer which will stop working […]
How many of us have thought about Retirement Income planning, planned ahead and invested in pensions and savings for a wealthy retirement (sorry senior Gap Years)? Not too many for sure! So how do you STRETCH savings and investments for possibly 30 plus years? First I am not a financial advisor so please don’t think this […]
In retirement (or as my partner says: “Gap Years”), you inevitably have more time to read! In the digital age visits to the library become less frequent so how can you read for free? Free Books Online There are a number of sites where you can read books online but they tend to the older […]